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Basic insurance often will not cover all costs in the event of an accident. So it’s important to have supplemental protection for your family. Our accident insurance gives you all security and the best possible treatment, anywhere in the world.
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Free choice of doctors and hospitals worldwid |
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Unlimited payment of transport costs |
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Also covers alternative treatments |
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Lump-sum payments in the event of disability |
At home, doing sports or while travelling: it only takes a minor incident to cause significant consequences for you and your family. Our accident insurance takes over where mandatory benefits end. This offers families with children and one adult who is not in employment, in particular, much needed security. Make sure that, in the event of an accident, you can concentrate fully on your recovery.
The best possible treatment, guaranteed.
We are there when you need us most.
Unlimited coverage
Private patients
Private room and private hospital
Accommodation if your child is in hospital
Also covers alternative medicine
Benefits of private insurance
After an accident, you want to know that your family will receive the best possible treatment. We cover treatment costs worldwide as if you were a private patient (single room, private hospital). If you have to look after your young child in hospital, these costs are also covered in most cases.
Good to know
The unlimited insured amount applies for five years per insured event.
Coverage up to CHF 200,000 for adults
Coverage up to CHF 500,000 for children
Disability caused by an accident
Lump-sum payment
Premium exemption in the event of total disability
Well protected in the event of disability
In the event of disability resulting from an accident, we pay a lump sum of up to 350% of the chosen sum insured. This is a maximum of CHF 500,000 for children or CHF 200,000 for adults. The insurance also covers loss of earnings for parents who stay at home to care for a disabled child.
Coverage up to CHF 100,000
Lump-sum payment
Protection for surviving dependants
Death caused by an accident
Children’s premiums are still paid
Optimal protection for your loved ones
You choose the insured sum up to a maximum of CHF 100,000. If you or your child die due to an accident, the lump sum will be paid to the surviving dependants. In addition, in the event of your death, we will continue to pay your insured children’s premiums until they become adults.
Cover from CHF 50 per day
Pays a daily allowance for hospital stays
Covers rehab treatments and clinics
Pays from the very first day
Helpful daily hospital allowance
Whether you are in a hospital, treatment centre or rehabilitation clinic: Our daily hospital allowance brings financial relief, paying you CHF 50 per day. We always pay you a daily hospital allowance from the first day.
Up to CHF 60 per day
Pick the start of payment yourself
Suitable for persons not in gainful employment
Closes the gaps in your insurance
Helpful daily accident benefit
Fill the gaps in your basic accident insurance. We will increase your salary from 80% to 100%. You decide when we start paying you your daily accident benefit: as of the 1st / 15th / 61st or 91st day.
Good to know
Persons not in gainful employment can also insure for a daily accident benefit. This means that the work done by mothers and fathers who work in the home as care-givers can still enjoy comprehensive insurance.
We would be happy to advise you
You cannot sign up for daily accident benefit online. If you want to add it to your insurance, please contact one of our advisors.
Young Alex goes for a spin on his mountain bike while on holiday with his family and has a serious fall. He injures his leg and needs to be admitted to a special clinic for emergency treatment. The family calls our hotline. From then on, we take care of everything: We pay for inpatient treatment in a hospital in the US. We then arrange for Alex to be repatriated on a scheduled flight, accompanied by a doctor. The rest of the family had to extend their stay in the US as a result of the accident. We also cover these costs.
One month later, Alex is fully recovered and is pleased to learn that Generali will also cover the costs for replacing his damaged mountain bike. He also receives compensation for the time he was unable to work.
Accident insurance is particularly suitable for families with children in which one parent is not gainfully employed or only works part-time. Persons not in gainful employment, students and seniors can also take out this insurance. In addition to their own children, the insured person also has the option of insuring foster children and grandchildren. All individuals listed in the policy are insured against accidents, provided they are resident in Switzerland.
The contract is valid for the period indicated in the policy. The insurance is renewed automatically for one year at the end of the term if it is not terminated at least three months before expiry.
The insurance cover applies worldwide.
Our expert advisors will help you to find the perfect insurance coverage in every phase of life. If you have a specific question about an insurance policy, we will answer it quickly and expertly.
If you would like a better understanding of your overall situation, we will work with you to analyse your needs and goals. We will recommend the right solutions for your insurance coverage and your financial security.
The advice is free of charge, with no strings attached. You choose the time and place.
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Do you want to report an accident? We are here for you.
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| General Policy Conditions (in German) | 0,2 Mb |
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