If employees are unable to work due to illness, your company is obliged to continue paying their salary.  That can quickly become expensive!  A good reason for insuring the salaries with loss of earnings cover from Generali:  we take on your obligation to pay when employees are absent due to illness.

Melina Broder owns Pandoro – a bakery that now has four branches. Ms Broder needs to be able to rely on her employees to keep the business running smoothly. To protect her employees' and her own livelihood, she has taken out daily sickness allowance insurance with Generali.

After years of good attendance figures, this year, three of her employees are signed off work for an indefinite period due to illness. Despite this, Pandoro’s customers still expect to enjoy the usual quality of baked goods, so Melina Broder is forced to hire additional staff. This entails a great deal of expense.

Her daily sickness allowance insurance removes some of the burden: it pays the wages of the employees who are off sick for the entire period required by law, and even beyond – in the case of long-term absences, Generali pays salaries for up to another two years and, if requested, provides employees with proactive support in achieving a return to working life. Improving the healing process aids faster recovery. Melina Broder is relieved; without daily sickness allowance insurance her company would not have been able to cope with these absences.